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Xinzhong (Gary) Xu is Professor of Finace at Lancaster University, which he joined in 1999. His previous position was at Bank of England and prior to that he was senior lecturer at the University of Manchester. He has a BSc from Peking University, an MBA from Aston University and a PhD from Lancaster Univesrsity. He as published in several academic journals including the Journal of Financial and Quantitative Analysis, the Journal of Banking and Finance, and the Journal of Futures Markets.